How Credit Score Changes in 2026 Could Affect Your Borrowing
Your credit score plays a huge role in the financial products you can access — from loans and…
Rising Inflation and Interest Rate Cuts: What It Means for Your Credit Score in 2025
The UK economy is facing another period of uncertainty. Inflation, which had been steadily falling, has recently risen…
🐣 Hunt Down a Better Credit Score This Easter: 5 Surprising ‘Credit Eggs’ to Discover
As Easter rolls around with chocolate bunnies and colourful egg hunts, it’s also a great time to take…
How to Build Credit from Scratch in the UK: A Step-by-Step Guide for 2025
If you’ve never had a credit card, loan, or any form of borrowing before, you might assume your…
Navigating Economic Uncertainty: How to Protect and Improve Your Credit Score in Today’s Market
In today’s fast-changing economic landscape, maintaining a strong credit score has never been more important. With rising inflation,…
Soft Search vs Hard Search: What’s the Difference?
If you’ve ever applied for credit or checked your credit score, you might have come across the terms…
Does your Credit Score impact your interest rates?
In the United Kingdom, an individual’s credit score significantly influences their access to credit products and the interest…
The Benefits of an improved Credit Score
A strong credit score isn’t just about borrowing money—it impacts various aspects of your financial life, from savings…
What factors affect your credit score? Here’s what you need to know.
No-one has a universal credit score. This means there’s no rulebook to tell you how many credit points are…
Understanding the Absence of a Credit Score
If you find yourself without a credit score, there are several reasons why this might be the case.…
5 steps to improve your credit score
Good credit scores are crucial as they can significantly ease various financial endeavours. Taking a moment to…
Failed A Mobile Phone Credit Check? Here’s what to do.
If you're reading this, you're probably contemplating a new mobile phone contract or maybe failing an 'o2 credit check' or 'three credit check'. Whatever has led you to this moment, know you're not alone!
Soft Credit Check vs Hard Credit Check: What’s the Real Difference?
Sometimes lenders and other firms will run a credit check if you apply for credit or use other…
Stolen Identity? See How To Report Identity Theft
To report identity theft can be a painful task, especially when you are unsure of what exactly has been taken. ID theft occurs when an individual steals your private information, including financial and person
Is There An Electoral Roll Credit Score? The low down.
There isn't a specific electoral roll credit score. However, being on the electoral roll can influence your credit score/rating. Taking certain steps can improve your credit