Just What Is APR, Anyway? APR FAQs Answered
Whenever we take out a credit agreement of any kind, there is always a little tagline in the…
DIY PPI claim – better than going through a company
Introduction to a PPI claim With PPI policies being sold alongside mortgages, loans and credit cards since the…
“But I don’t have PPI” and more reasons why people are reluctant to claim
By now most people are sick and tired about hearing the media harp on about PPI. It’s covered…
Start your PPI claim with your credit report
Introduction For the past 10 years, we have all heard about PPI. Countless adverts urging us to claim,…
Top 5 things to consider when buying your first car
So you’ve just passed your test and you’re looking for your very first car, how exciting! It must…
Car insurance criteria you should consider
Introduction to car insurance criteria Car insurance: a sticky, messy, expensive ordeal that every car owner has had…
Simple ways to fix your credit
There’s no simple fix when it comes to credit. Here are some things that you can do to fix your credit & improve your creditworthiness.
Credit cards: How do I strike a balance?
Credit cards and how you use them are significant factors in determining your eligibility for a loan. Simply…
Cash Advances (aka credit card cash withdrawals)
Cash advances, that is, withdrawing cash on a credit card, substantially differs from withdrawing cash on a debit…
A Fast Guide to Payments
Types of payments you can make When making payments on a credit card, you will usually get a…
Payday loans: only just better than selling a kidney…
Payday loans. Guaranteed approval. An answer in less than 10 minutes. Quick cash. No hidden fees. No paperwork.…
What is an account in arrears?
Put quite simply, if you have an “account in arrears”, it means that at least one payment is…
What does it mean if I default on an account?
If you do not pay arrears on an account, the lender considers you to have “defaulted”. What will…
24-Factor Credit Check: Credit Cards
One of the six factors on your lender report is centred around the credit cards you hold. This…
24-Factor Credit Check: Credit Activity
One of the six Credit Factors on Credit-Score’s 24-Factor Credit Check is based on your credit activity. This…