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FFirst Time Buyers
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    Japanese Knotweed: What is it, and will it affect your mortgage?

    • byCredit Score UK
    • Updated June 3, 2023
    If you're buying or selling a property, the invasive plant known as Japanese knotweed can cause significant issues. However, resources can assist you if you know where to search. This guide will explain what Japanese knotweed is
    FFirst Time Buyers
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      Guide to Lifetime ISAs (LISAs)

      • byCredit Score UK
      • Updated June 3, 2023
      In April 2017, the Lifetime Individual savings account (LISA) was launched. It is aimed at assisting first-time buyers to save a deposit to purchase a property, individuals who wish to save for retirement,
      FFirst Time Buyers
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        What is an Energy Performance Certificate?

        • byCredit Score UK
        • Updated June 3, 2023
        If you are selling or renting out a home, an Energy Performance Certificate (EPC) must be required to indicate the property's energy efficiency. EPCs were introduced in 2007 and remain valid for 10 years.
        FFirst Time Buyers
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          What is a mortgage? A first time buyer’s guide

          • byCredit Score UK
          • Updated June 3, 2023
          Understanding how mortgages work can be overwhelming, particularly as various options are available. In this article, we will explain to help you navigate the process, particularly if you are a first-time
          FFirst Time Buyers
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            Buying a property – hows does the conveyancing process work?

            • byCredit Score UK
            • Updated June 3, 2023
            It is essential to comprehend the various steps involved in conveyancing when purchasing a property. This will help you understand the role of your conveyancer in the process. The following guide pertains
            FFirst Time Buyers
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              Is it better to rent or buy?

              • byCredit Score UK
              • Updated June 3, 2023
              For some individuals, deciding whether to rent or buy can be a dilemma. While many believe buying is the superior option and that paying rent is a waste of money, it may not always be the best choice
              FFirst Time Buyers
              Overdraft credit score
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                What is a variable rate mortgage?

                • byCredit Score UK
                • Updated June 3, 2023
                A variable rate mortgage is a type where the interest rate and the monthly repayments may fluctuate either downwards or upwards. Three types of variable rate deals are standard variable rates (SVRs),
                BBanking
                Changing your bank account
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                  Changing your bank account: A guide

                  • byCredit Score UK
                  • Updated May 28, 2023
                  Switching your bank account is an essential step of the application process, so we urge you to act quickly if requested. You may feel overwhelmed by the thought of changing banks
                  DDebt Collectors
                  Stop DCBL Bailiffs Instantly: Start Now
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                    Stop DCBL Bailiffs Instantly: Start Now

                    • byCredit Score UK
                    • Updated May 20, 2023
                    Dealing with debt from the Department of Work and Pensions (DWP) can be a daunting task. Facing financial difficulties is never easy, but it doesn't have to be overwhelming either. With some careful planning
                    DDebt Collectors
                    I Owe Opos Limited money: How do I stop them?
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                      I Owe Opos Limited money: How do I stop them?

                      • byCredit Score UK
                      • Updated October 18, 2025
                      Find out how to stop bailiffs and keep your finances safe with our ultimate guide on dealing with Lowell Financial Ltd. Get the answers you need in one place!
                      CCounty Court Judgements
                      What is an undischarged bankruptcy?
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                        What is an undischarged bankruptcy?

                        • byCredit Score UK
                        • Updated October 27, 2025
                        Filing for bankruptcy is a difficult decision to make, as it can have far-reaching implications on your financial standing. But what happens if you’ve filed for bankruptcy but haven’t yet been discharged?
                        DDebt Collectors
                        How to Stop QDR Solicitors
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                          How to Stop QDR Solicitors

                          • byCredit Score UK
                          • Updated May 20, 2023
                          Owing money to debt collectors can be a daunting experience. It can leave you feeling helpless and overwhelmed, not knowing where to turn or what options are available to help your situation
                          DDebt Collectors
                          How to Stop OneSource Enforcement when you owe them money
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                            How to Stop OneSource Enforcement when you owe them money

                            • byCredit Score UK
                            • Updated May 20, 2023
                            Are you being harassed by One Source Enforcement for an unpaid debt? If so, you are not alone. Many people have found themselves in the same situation and it can be very stressful.
                            MMoney Matters
                            Tax Credits Overpayment – Can they be Written Off?
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                              Tax Credits Overpayment – Can they be Written Off?

                              • byCredit Score UK
                              • Updated May 20, 2023
                              Tax credits are a type of government benefit that can be used to reduce the amount of money you owe in taxes. Tax credits are available to those who qualify based on their income, job status, and other factors.
                              IIVA
                              Pros and Cons of an IVA
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                                Pros and Cons of an IVA

                                • byCredit Score UK
                                • Updated October 27, 2025
                                Are you struggling to manage your debts? If so, an Individual Voluntary Arrangement (IVA) may be your solution.…
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