{"id":4247,"date":"2019-10-09T16:11:03","date_gmt":"2019-10-09T16:11:03","guid":{"rendered":"https:\/\/www.credit-score.com\/blog\/?p=4247"},"modified":"2022-08-23T09:21:06","modified_gmt":"2022-08-23T09:21:06","slug":"take-5-check-your-credit-file","status":"publish","type":"post","link":"https:\/\/www.check.co.uk\/blog\/credit-score-account\/credit-report\/take-5-check-your-credit-file\/","title":{"rendered":"Take 5: Check your credit file in 5 minutes"},"content":{"rendered":"\n

You want to check your credit file every month to make sure everything is in order \u2013 that all of your accounts are there and there isn\u2019t anything you don\u2019t recognise. <\/p>\n\n\n\n

When taking a quick glance at your file, check the following:<\/p>\n\n\n\n

Accounts:<\/strong> are all of your accounts there? Are there any you don\u2019t recognise?<\/p>\n\n\n\n

Searches:<\/strong> do you recognise all of the searches on your report?<\/p>\n\n\n\n

Payment History:<\/strong> is all my payment history information correct? Do any lenders say that I missed a payment when I didn\u2019t?<\/p>\n\n\n\n

Stability:<\/strong> Is all of this information up to date?<\/p>\n\n\n\n

We email you every month to let you know that your new credit file has arrived. But why do we need to update it so often?<\/p>\n\n\n\n

Your credit file is always changing \u2013 lenders update credit bureaus on your accounts, payments, searches and more every single month. It\u2019s important to take a look every month to make sure everything is in order. But what are you actually looking for when you do take a look? We have a handy list of things to look out for that will only take five minutes. So, while you\u2019re waiting for your kettle to boil, here are the things you\u2019ll need to check.<\/p>\n\n\n\n

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What's Included?<\/p>\n<\/span><\/div>\n