{"id":6643,"date":"2023-05-08T05:31:16","date_gmt":"2023-05-08T05:31:16","guid":{"rendered":"https:\/\/www.credit-score.com\/blog\/?p=6643"},"modified":"2025-10-18T15:35:09","modified_gmt":"2025-10-18T15:35:09","slug":"stop-opos-limited-instantly","status":"publish","type":"post","link":"https:\/\/www.check.co.uk\/blog\/debt-collectors-2\/stop-opos-limited-instantly\/","title":{"rendered":"I Owe Opos Limited money: How do I stop them?"},"content":{"rendered":"\n<p>Dealing with debt can be a stressful and overwhelming experience, particularly when a company like Opos Limited is constantly sending you letters, making calls, and sending emails reminding you of your outstanding payments. Unfortunately, this type of situation is all too common for many people. However, there are ways to manage the problem that doesn\u2019t involve ignoring it or burying your head in the sand. In this article, we will discuss dealing with debt owed to Opos Limited by negotiating payment plans or consolidating debt, as well as understanding your rights to protect yourself from aggressive collection practices. We will also examine how Credit-Score can help communicate with Opos Limited on your behalf and find the best solution for managing your debt.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-flat ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">What&#039;s Included?<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.check.co.uk\/blog\/debt-collectors-2\/stop-opos-limited-instantly\/#Who_are_Opos_Limited\" >Who are Opos Limited?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.check.co.uk\/blog\/debt-collectors-2\/stop-opos-limited-instantly\/#Is_Opos_Limited_going_to_turn_up_at_my_home_to_collect_my_debts\" >Is Opos Limited going to turn up at my home to collect my debts?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.check.co.uk\/blog\/debt-collectors-2\/stop-opos-limited-instantly\/#How_will_Opos_chase_me_if_I_dont_pay_the_debt\" >How will Opos chase me if I don\u2019t pay the debt?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.check.co.uk\/blog\/debt-collectors-2\/stop-opos-limited-instantly\/#How_can_Credit-Score_help_me\" >How can Credit-Score help me?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.check.co.uk\/blog\/debt-collectors-2\/stop-opos-limited-instantly\/#Is_Opos_Limited_a_legitimate_debt_collection_company\" >Is Opos Limited a legitimate debt collection company?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.check.co.uk\/blog\/debt-collectors-2\/stop-opos-limited-instantly\/#What_rights_do_I_have_against_Opos_Limited\" >What rights do I have against Opos Limited?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.check.co.uk\/blog\/debt-collectors-2\/stop-opos-limited-instantly\/#Opos_Limited_cannot_harass_you_for_debts\" >Opos Limited cannot harass you for debts<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.check.co.uk\/blog\/debt-collectors-2\/stop-opos-limited-instantly\/#Opos_Limited_have_to_keep_your_details_confidential\" >Opos Limited have to keep your details confidential<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.check.co.uk\/blog\/debt-collectors-2\/stop-opos-limited-instantly\/#What_is_statute-barred_debt_UK\" >What is statute-barred debt UK?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.check.co.uk\/blog\/debt-collectors-2\/stop-opos-limited-instantly\/#When_does_the_statute_of_limitation_on_UK_debts_start\" >When does the statute of limitation on UK debts start?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.check.co.uk\/blog\/debt-collectors-2\/stop-opos-limited-instantly\/#How_long_can_a_collection_agency_attempt_to_collect_a_debt\" >How long can a collection agency attempt to collect a debt?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.check.co.uk\/blog\/debt-collectors-2\/stop-opos-limited-instantly\/#What_happens_if_I_ignore_a_debt_collector\" >What happens if I ignore a debt collector?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.check.co.uk\/blog\/debt-collectors-2\/stop-opos-limited-instantly\/#How_will_Opos_chase_the_debt_I_owe_them\" >How will Opos chase the debt I owe them?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.check.co.uk\/blog\/debt-collectors-2\/stop-opos-limited-instantly\/#Can_they_seize_my_property\" >Can they seize my property?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.check.co.uk\/blog\/debt-collectors-2\/stop-opos-limited-instantly\/#What_is_the_Credit_Services_Association\" >What is the Credit Services Association?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.check.co.uk\/blog\/debt-collectors-2\/stop-opos-limited-instantly\/#Can_Opos_Limited_take_me_to_court\" >Can Opos Limited take me to court?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"0-who-are-opos-limited\"><span class=\"ez-toc-section\" id=\"Who_are_Opos_Limited\"><\/span>Who are Opos Limited?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Opos Limited is an international debt collection agency specialising in recovering unpaid debts from individuals and businesses. They have offices throughout the United Kingdom, Europe, and the United States. Opos Limited works closely with creditors to ensure a fast and efficient service for their clients. They also use advanced technology to track debts and monitor payments. Opos Limited has a reputation for being aggressive in its collection practices, and some customers have reported feeling harassed or intimidated by their calls and letters.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"1-is-opos-limited-going-to-turn-up-at-my-home-to-collect-my-debts\"><span class=\"ez-toc-section\" id=\"Is_Opos_Limited_going_to_turn_up_at_my_home_to_collect_my_debts\"><\/span>Is Opos Limited going to turn up at my home to collect my debts?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>No, Opos Limited will typically not visit a person&#8217;s home to collect their debts. While they may call or send letters to remind you about owed payments, aggressive collection practices are against the law, and Opos Limited would not resort to such extreme measures. The <a href=\"https:\/\/www.legislation.gov.uk\/ukpga\/2015\/15\/contents\/enacted\" target=\"_blank\" rel=\"noreferrer noopener\">Consumer Rights Act 2015<\/a> states that debt collectors must first contact the debtor by letter to remind them of their outstanding debts, and only after this can they make telephone calls or visits. You must understand your rights when dealing with debt collectors so you are not subjected to unfair practices.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"2-how-will-opos-chase-me-if-i-don%E2%80%99t-pay-the-debt\"><span class=\"ez-toc-section\" id=\"How_will_Opos_chase_me_if_I_dont_pay_the_debt\"><\/span>How will Opos chase me if I don\u2019t pay the debt?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you do not pay your debt to Opos Limited, they may take several steps to collect the money owed. They may send increasingly stern reminder letters, make more persistent phone calls and emails, and threaten court action. Additionally, Opos Limited may employ various other tactics to chase down debtors, such as searching public records, visiting people\u2019s homes or places of work and reporting the debt to credit reference agencies.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"3-how-can-credit-score-help-me\"><span class=\"ez-toc-section\" id=\"How_can_Credit-Score_help_me\"><\/span>How can Credit-Score help me?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Dealing with debt can be overwhelming, especially when debt collectors or bailiffs are involved. Don\u2019t panic! The Credit-Score Team is here to help. We can help you to stop proceedings and reduce the cost of your debt for free.<\/p>\n\n\n\n<p>We offer a <a href=\"https:\/\/debtsolution.credit-score.com\/register\">unique debt solution<\/a> service partnered with Equifax, a world leader providing consumer credit report data. This means we have instant access to all your major debts without you having to search through your paperwork. Furthermore, we\u2019re supported by the <a href=\"https:\/\/www.natwest.com\/business\/business-services\/entrepreneur-accelerator.html https:\/\/www.natwest.com\/business\/business-services\/entrepreneur-accelerator.html\" target=\"_blank\" rel=\"noreferrer noopener\">Natwest Accelerator Programme<\/a> for business and have a multiyear relationship with the organisation. Our extensive and unique personal finance knowledge goes far beyond debt solutions &#8211; so you can trust that you are in safe hands.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"4-is-opos-limited-a-legitimate-debt-collection-company\"><span class=\"ez-toc-section\" id=\"Is_Opos_Limited_a_legitimate_debt_collection_company\"><\/span>Is Opos Limited a legitimate debt collection company?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Opos Limited is a legitimate debt collection agency operating for over 20 years. They are registered with the <a href=\"https:\/\/www.fca.org.uk\/\" target=\"_blank\" rel=\"noreferrer noopener\">Financial Conduct Authority<\/a> and have a long history of successfully recovering unpaid debts for their clients. With offices in the United Kingdom, Europe, and the United States, Opos Limited has a wide reach and can help creditors recover money from debtors in multiple countries.<\/p>\n\n\n\n<p>Managing debt can be stressful, especially when dealing with aggressive collection tactics from Opos Limited. It is important to understand your rights and that you do not need to feel threatened or intimidated by their practices. The Credit-Score team can help communicate with Opos Limited on your behalf and find the best debt solution. We have extensive knowledge and expertise in personal finance, so you can trust that you are in good hands.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"5-what-rights-do-i-have-against-opos-limited\"><span class=\"ez-toc-section\" id=\"What_rights_do_I_have_against_Opos_Limited\"><\/span>What rights do I have against Opos Limited?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>As a debtor, you have certain rights when dealing with Opos Limited. Under the Consumer Rights Act 2015, debt collectors must adhere to strict regulations, including giving proper notice of unpaid debts and sending reminder letters before making phone calls or visits. They are not allowed to use aggressive collection tactics such as intimidating language or threats of violence and must abide by the <a href=\"https:\/\/www.legislation.gov.uk\/ukpga\/1998\/29\/contents\" target=\"_blank\" rel=\"noreferrer noopener\">Data Protection Act 1998<\/a>, which states that personal data can only be used for legitimate purposes.<\/p>\n\n\n\n<p>Furthermore, debt collectors are not allowed to contact you during unsociable hours (6 am &#8211; 9 pm) or in an inappropriate way (via social media). You must also understand that if Opos Limited cannot provide sufficient proof of your debt, they cannot pursue it further. If they make unfounded claims regarding your debt, then this constitutes grounds for taking legal action against them.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"6-opos-limited-cannot-harass-you-for-debts\"><span class=\"ez-toc-section\" id=\"Opos_Limited_cannot_harass_you_for_debts\"><\/span>Opos Limited cannot harass you for debts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Opos Limited cannot harass you for debts. This means they are not allowed to use any form of intimidation or coercion to recoup unpaid debts. They must also abide by the law when contacting debtors, meaning they cannot call or visit at unsociable hours or send more than two reminder letters monthly.<\/p>\n\n\n\n<p>If Opos Limited does threaten you with legal action or<a href=\"https:\/\/www.gov.uk\/your-rights-bailiffs\" target=\"_blank\" rel=\"noreferrer noopener\"> bailiffs<\/a>, then it is best to contact Credit-Score immediately. We have the expertise and knowledge to help negotiate a repayment plan or debt consolidation solution suitable for your circumstances and provide support throughout this process if required. Click <a href=\"https:\/\/uk.trustpilot.com\/review\/www.oposlimited.com\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a> to see how other people in debt rate Opos Limited.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"7-opos-limited-have-to-keep-your-details-confidential\"><span class=\"ez-toc-section\" id=\"Opos_Limited_have_to_keep_your_details_confidential\"><\/span>Opos Limited have to keep your details confidential<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Opos Limited must keep all of your personal data secure and confidential. This is a legal requirement under the Data Protection Act 1998, which states that data can only be used for legitimate purposes. In addition, Opos Limited must abide by the <a href=\"https:\/\/www.legislation.gov.uk\/ukpga\/2015\/15\/contents\/enacted\" target=\"_blank\" rel=\"noreferrer noopener\">Consumer Rights Act 2015<\/a>, which states that debt collectors are not allowed to share private information with third parties without your permission. RAZ really stands out in a market full of <a href=\"https:\/\/muvateglobal.com\/\" title=\"Title\">copy-paste disposable vapes<\/a> . With huge puff counts and smart design touches, it\u2019s easy to see why people keep coming back. The RAZ DC25000, for example, packs up to 25,000 puffs in a single device\u2014with a rechargeable 800mAh battery and big 16ml e-juice tank, meaning you\u2019re not swapping out for a new one every other week.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"8-what-is-statute-barred-debt-uk\"><span class=\"ez-toc-section\" id=\"What_is_statute-barred_debt_UK\"><\/span>What is statute-barred debt UK?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Statute-barred debt UK is a term that describes an overdue debt that is no longer legally enforceable. This type of debt cannot be pursued by the creditor, and they have no legal right to collect money. In the UK, the Limitation Act 1980 states that a creditor must begin court action against a debtor within six years of the debt becoming statute-barred. Otherwise, they cannot pursue it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"9-when-does-the-statute-of-limitation-on-uk-debts-start\"><span class=\"ez-toc-section\" id=\"When_does_the_statute_of_limitation_on_UK_debts_start\"><\/span>When does the statute of limitation on UK debts start?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The statute of limitation in the UK applies to most types of debt, including credit cards, loans, and mortgages. It states that any debt must be repaid within six years of it becoming due. Otherwise, the lender cannot legally enforce repayment.<\/p>\n\n\n\n<p>The statute of limitation starts from the day that a lender wrote or gave the money to the borrower and applies to each individual debt. This means that if you have more than one outstanding debt with Opos Limited, the six-year limitation period may differ for each one.<\/p>\n\n\n\n<p>It is important to note that statute-barred debts can still appear on your credit report, which may affect your ability to obtain credit in the future.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"10-how-long-can-a-collection-agency-attempt-to-collect-a-debt\"><span class=\"ez-toc-section\" id=\"How_long_can_a_collection_agency_attempt_to_collect_a_debt\"><\/span>How long can a collection agency attempt to collect a debt?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In the UK, collectors have to abide by <a href=\"https:\/\/www.legislation.gov.uk\/ukpga\/1980\/58\" target=\"_blank\" rel=\"noreferrer noopener\">The Limitation Act 1980<\/a>, which states that any debt must be pursued within six years from its due date.<\/p>\n\n\n\n<p>It is important to note that this does not mean the debt disappears after six years; creditors and collection agencies can still try to collect a debt but cannot pursue it through legal action.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"11-what-happens-if-i-ignore-a-debt-collector\"><span class=\"ez-toc-section\" id=\"What_happens_if_I_ignore_a_debt_collector\"><\/span>What happens if I ignore a debt collector?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you ignore a debt collector, they will continue to try and contact you to collect the debt owed. They may call or send letters, emails, or text messages in an attempt to get payment. If their attempts remain unsuccessful, they may take further action, such as reporting the debt to a credit reference agency or taking legal action.<\/p>\n\n\n\n<p>It is important to act quickly and not ignore any communication from a debt collector, as this will only worsen the situation. The best thing to do is contact Credit-Score and let us handle the situation on your behalf. Our team of experts can speak to Opos Limited and negotiate a repayment plan or debt consolidation solution that suits you.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"12-how-will-opos-chase-the-debt-i-owe-them\"><span class=\"ez-toc-section\" id=\"How_will_Opos_chase_the_debt_I_owe_them\"><\/span>How will Opos chase the debt I owe them?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>When Opos Limited contacts you by phone or letter, they are legally required to provide information about the debt you owe. This includes the due amount, how it was accumulated, and any additional fees or interest that may have been added.<\/p>\n\n\n\n<p>If the debt has gone unpaid for an extended period of time, Opos Limited may threaten legal action. This can be a very stressful and intimidating situation, but it is important to remember that creditors and debt collectors are not allowed to take any actions which would constitute harassment or abuse.<\/p>\n\n\n\n<p>Fortunately, there are many ways to resolve the issue with Opos Limited. You could try and negotiate a payment plan or consolidate multiple debts into one manageable repayment plan. You can also contact Credit-Score and let us communicate with Opos Limited on your behalf. Our team of experienced professionals will work to find the best debt solution for you.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"13-can-they-seize-my-property\"><span class=\"ez-toc-section\" id=\"Can_they_seize_my_property\"><\/span>Can they seize my property?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Finally, if you still have outstanding debts with Opos Limited after a certain period of time, they may take further action to recover their money. This could include seizing any property you own or selling to obtain some of the money owed to them.<\/p>\n\n\n\n<p>Credit-Score\u2019s team of experts is here to help you find the best solution. We will communicate with Opos Limited on your behalf and work to resolve any outstanding debts quickly and efficiently. Get in touch today, and let us help you.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"14-what-is-the-credit-services-association\"><span class=\"ez-toc-section\" id=\"What_is_the_Credit_Services_Association\"><\/span>What is the Credit Services Association?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The <a href=\"https:\/\/www.csa-uk.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Credit Services Association<\/a> (CSA) is a professional trade association representing the United Kingdom&#8217;s debt collection and credit management companies. The CSA provides its members with support, training, and guidance on best practices in debt collection and credit management.<\/p>\n\n\n\n<p>The CSA also raises awareness of consumers\u2019 rights regarding debt and is a great source of information for those dealing with collection agencies. It\u2019s important to understand your rights as a consumer to protect yourself from aggressive collection practices.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"15-can-opos-limited-take-me-to-court\"><span class=\"ez-toc-section\" id=\"Can_Opos_Limited_take_me_to_court\"><\/span>Can Opos Limited take me to court?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>When it comes to debt collection, Opos Limited has several tools at its disposal. Depending on the amount owed, they may attempt to collect through phone calls and letters or take legal action to recover the debt. Legal action is often seen as a last resort for creditors and debt collectors, but it is important to remember that they can pursue this avenue if the debt remains unpaid.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"Find out how to stop bailiffs and keep your finances safe with our ultimate guide on dealing with Lowell Financial Ltd. Get the answers you need in one place!\n","protected":false},"author":1,"featured_media":4444,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[962,963],"tags":[1062,1063],"class_list":{"0":"post-6643","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-debt-collectors-2","8":"category-stop-bailiffs-instantly","9":"tag-opos-limited","10":"tag-opos-limited-debt-collection"},"acf":[],"featured_image_src":"https:\/\/www.check.co.uk\/blog\/wp-content\/uploads\/2020\/04\/ryan-quintal-duYsGxczT18-unsplash-1.jpg","author_info":{"display_name":"Credit Score UK","author_link":"https:\/\/www.check.co.uk\/blog\/author\/coco\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Opos Limited Chasing - How to Stop them | Credit-Score<\/title>\n<meta name=\"description\" content=\"Opos Limited harassing you for money? 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