Expanding free access to credit information for UK consumers

Check.co.uk is delighted to announce the launch of free TransUnion credit reports and scores within the Check.co.uk platform, providing consumers with access to credit information from both Equifax and TransUnion through a single free account.

The launch represents a significant step forward in Check.co.uk’s mission to make credit information more accessible, understandable and actionable for consumers across the UK.

By bringing together data from two of the UK’s leading credit reference agencies, Check.co.uk gives users a broader view of their credit profile and greater visibility into how their information may be viewed by different lenders.

Why Multiple Credit Bureaus Matter

Many consumers are unaware that there is no single credit score used by all lenders.

Different lenders may use different credit reference agencies when assessing applications for mortgages, loans, credit cards, mobile contracts and other financial products. As a result, the information held by different credit reference agencies and the scores generated from that information can vary.

By providing access to both Equifax and TransUnion credit information, Check.co.uk helps consumers:

  • View credit information from multiple credit reference agencies in one place.
  • Better understand their overall credit profile.
  • Identify differences in information reported by different agencies.
  • Monitor changes to their credit health more effectively.
  • Make more informed decisions before applying for credit.

Free Access Without Subscription Fees

At a time when many consumers are facing increasing financial pressures, Check.co.uk believes access to credit information should be simple, transparent and free.

Unlike many credit monitoring and multi-bureau solutions that operate on subscription models, Check.co.uk provides consumers with free access to their Equifax and TransUnion credit information through a single account.

The platform is designed to help consumers understand their credit reports, monitor changes and access educational tools and guidance that support better financial decision-making.

Helping Consumers Understand Their Credit Profile

Credit reports play an important role in everyday financial life, influencing everything from mortgage applications and credit cards to mobile phone contracts and utility services.

However, credit information can often feel complex and difficult to understand.

Check.co.uk’s approach combines trusted bureau data with straightforward educational content and practical guidance designed to help consumers better understand their financial position and take positive steps towards achieving their goals.

A Milestone for Financial Inclusion

The addition of TransUnion strengthens Check.co.uk’s commitment to improving financial inclusion by giving consumers greater access to information that can help them understand and manage their financial wellbeing.

As the platform continues to evolve, Check.co.uk remains focused on developing innovative tools and services that empower consumers to make informed financial decisions.

Comment from Matt M, Director of Check.co.uk

“Understanding your credit profile shouldn’t be complicated, and it certainly shouldn’t be restricted by subscription fees.

The addition of TransUnion alongside Equifax is an important milestone for Check.co.uk and for our customers. By providing access to information from multiple credit reference agencies in one place, we’re helping consumers build a broader understanding of their credit position and make more informed financial decisions.

Our mission has always been to make credit information more accessible, more transparent and more useful. This launch is another step towards delivering on that vision while continuing to support financial education and inclusion across the UK.”

About Check.co.uk

Check.co.uk is a free consumer credit platform designed to help people understand, monitor and improve their financial wellbeing. Through access to trusted credit information, educational content and consumer-focused tools, Check.co.uk empowers individuals to make more informed financial decisions and take control of their financial future.

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